To Qualify for the policy and benefit from cheap landlord insurance

1. The property must be built after 1851, situated in the UK (including London, Northern Ireland or Channel Islands) be of standard construction, in a good state of repair and not showing signs of damage or used for business purposes. The rebuilding cost must not exceed £1,000,000.00 and if contents cover is wanted, the sum insured must not exceed £150,000.

2. There must not have been a claim for more than £5,000 or more than two claims in the last three years or more than 1 claim in the last year. There must have been no claims for flood, subsidence, heave or landslip nor the property especially exposed to such.

3. Your occupation must not be
   • Air crew, hostesses and stewards
   • Amusement arcade owners / workers
   • Bookmakers and turf accountants
   • Casino and gaming establishments staff
   • Circus and fairground owners / workers
   • Debt collectors
   • Fashion and photographic models
   • Foreign forces personnel
   • Itinerant traders and travellers
   • Jewellers and furriers
   • Market / street traders
   • Money lenders and pawnbrokers
   • Professional photographers
   • Professional sports persons
   • Proprietors / employees of bars and night-clubs
   • Scrap / general dealers and merchants
   • Show business personnel
   • Antique dealer
   • Childminder
   • Diplomatic / Embassy staff
   • Merchant Seaman
   • Musician
   • Oil Rig Worker
4. You and your family must not have had insurance declined, renewal refused nor had special terms imposed for any insurance, be convicted of any non-motoring offences, been declared bankrupt nor have any unsatisfied county court judgements.
5. Landlords with risks falling outside these criteria due to claims experience or location (flood areas/ subsidence) will be considered for insurance, subject to a completed application form submitted online.

Landlord Insurance | Unoccupied Home Insurance | Home Insurance